Close

Not a member yet? Register now and get started.

lock and key

Sign in to your account.

Account Login

Forgot your password?

Banking  // Browsing posts in Banking

PayPal and Square Getting Boosts From COVID-19 Payment Trends (PYPL, SQ)

Research Question: Will the COVID-19 pandemic cause lasting changes in the payments industry? If so, how will that affect PayPal and Square? Companies: AAPL, ADYEY, AFTPF, AMZN, AXP, BCS, C, DFS, FISV, GOOG/GOOGL, JPM, KRX:005930, LYG, MA, PNYTF, PYPL, SHOP, SQ, TCEHY, V By: Seth Agulnick Click here to download report (.pdf)   Summary of […]

Read more...

AAA CLOs Not a Threat to Financial System; Lower-Tranche CLOs Are at Risk

Research Question: How much of a threat does the leveraged loan and collateralized loan obligation market represent for the financial system? Companies: BK, BX, C, CG, ECC, JPM, WFC By: David Franklin Click here to download report (.pdf)   Summary of Findings The collateralized loan obligation (CLO) industry is a “tale of two markets.” In […]

Read more...

Collaterized Loan Obligation Idea Proposal

Collaterized Loan Obligation Idea Proposal

How much of a threat does the leveraged loan and collaterized loan obligation (CLO) market represent for the financial system? Report Available: July 9, 2020   Blueshift’s initial research found some financial experts and the financial press waving the warning flag regarding the leveraged loan and CLO market being under significant stress. Some experts fear […]

Read more...

Subprime Loans Set to Grow in Personal and Mortgage But to Fall in Auto

Research Question: Can the subprime lending industry sustain its late-year bounce and extend gains through 2019? Companies: BAC, BX, CACC, COF, CPSS, DFS, ELVT, ENVA, FCFS, LON:EXPN, OMF, SC, USB, WFC By: David Franklin Click here to download report (.pdf)   Summary of Findings Gains in the subprime lending industry through 2019 will be challenged […]

Read more...

Profitability for PayPal’s Venmo Will Take Years But the Path Is There (PYPL)

Research Question: Will PayPal’s efforts to monetize its Venmo app reach a tipping point in 2019? Companies: AAPL, AMZN, AXP, BAC, DFS, EPA:ING, FDC, GOOG/GOOGL, GRUB, JPM, KRX:005930, MA, PYPL, SQ, TCEHY, V, WFC, WMT By: Seth Agulnick Click here to download report (.pdf)   Summary of Findings Turning Venmo profitable will be a slow […]

Read more...

Undisciplined Nonbank Subprime Auto Lenders Still at Risk

Research Question: What is the level of risk for financial institutions from the failure of subprime auto lenders and the rapid growth of subprime mortgages? Companies: ALLY, BAC, BMO, BX, CACC, COF, CPSS, EXPN, FCAU, GM, JPM, SC, WFC By: David Franklin Click here to download report (.pdf)   Summary of Findings Some nonbank subprime […]

Read more...

2018 Subprime Lending Returns Will Be Solid for Some But Challenging for Others

Research Question: Will household debt and credit card and auto loan delinquencies further suppress positive returns for the subprime lending industry? Companies: ALLY, BAC, CACC, COF, CPSS, FCAU, FMCC, GM, JPM, KMX, SC, TRU, USB, WFC By: David Franklin Click here to download report (.pdf)   Summary of Findings Subprime lenders with disciplined yet dynamic underwriting […]

Read more...

Oct 05 2017 Banking, Financial, Technology

Q2 Holdings’ Upmarket Initiative Gains Traction Amid Growing Digital Demand (QTWO)

Research Question: Will Q2 Holdings’ new products and recent product enhancements be the catalyst that ensures its upmarket success? Companies: ACIW, BOM:538835, EPAY, FDC, FIS, FISV, JKHY, NCR, QTWO, TBBK By: David Franklin Click here to download report (.pdf)   Summary of Findings Q2 Holdings Inc. (QTWO) is experiencing growth in its core Tier 2–3 […]

Read more...

Subprime Lenders Self-Correct, Reduce Risk; 2017 Returns Pressured But Stable

Research Question: Has tighter underwriting isolated the subprime lending problems to 2015 vintages? Are 2017 risk-adjusted returns attractive? Companies: ALLY, BOFI, CACC, COF, CPSS, FNMA, GM, IMH, JPM, NICK, SC, WFC By: David Franklin Click here to download report (.pdf)   Summary of Findings Subprime problems extend beyond just the 2015 “vintage” loans. Late 2014 […]

Read more...

Ellie Mae Looks Ready to Face Down Challenges (ELLI)

Research Question: Is Ellie Mae vulnerable if a strong competitor emerges for small and midsize lenders? Companies: ACN, ASPS, BAC, BKFS, CNDT, ELLI, FISV, FMCC, FNMA, JPM, NSE:WIPRO, TSX:DH By: Seth Agulnick Click here to download report (.pdf)   Summary of Findings Ellie Mae Inc. (ELLI) is on solid footing as customers are generally happy […]

Read more...