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Banking  // Browsing posts in Banking

Bitcoin Innovation Will Alter But Not Undermine Traditional Payment Services

Research Question: Will Bitcoin’s emergence be the downfall of traditional payment services, or will existing payment companies benefit from integrating the cryptocurrency? Companies: AMZN, AXP, BAC, DFS, EBAY, GOOG, JPM, MA, V, WU By: David Franklin Click here to download the report (.pdf)   Summary of Findings The emergence of Bitcoin will not be the total downfall of […]

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Small Business Credit and Hiring Whisper

Small Business Credit and Hiring Whisper

Research Question: Are the increases in credit availability for small businesses leading to an increase in hiring in the next six months? Companies: Bank of America (BAC), Capital One (COF), Citigroup (C), JP Morgan Chase (JPM), Mastercard (MA), Visa (V), Wells Fargo (WFC)   Initial research by Blueshift indicates that despite small businesses’ increased access to credit, it remains […]

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May 10 2012 Banking, Financial

Consumer Lending Explodes in Q1; Commercial Lending Sees Positive Signs

Research Question: Have lenders turned the corner on their conservative lending approach, and do businesses and consumers have access to more credit? By:  Susan Jennings Kantari Companies: BAC, C, JPM, WFC Click here to download the report (.pdf)   Summary of Findings Credit availability for credit cards, auto loans and mortgage refinancing has increased as much […]

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Jan 26 2012 Banking, Financial

Green Dot to Benefit from Industry Growth; Regulation Looms (GDOT)

Research Question: Will Green Dot’s recent bank purchase, expanded retail footprint, and fallout from the Dodd-Frank Act be catalysts for continued growth? By:  Susan Jennings Kantari Companies:  ADP, COF, GDOT, WMT, NTSP Click here to download the report (.pdf)   Summary of Findings Ten of 12 sources expect continued growth in the prepaid card market which […]

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Mobile POS Payments Slow to Take Off, eBay Sellers Using Amazon and Craigslist (AMZN, EBAY)

Research Questions: Will more shoppers and brick-and-mortar merchants find it advantageous to pay with their PayPal account? Will Amazon.com be able to lure buyers and sellers away from eBay? By: David Franklin Companies: AAPL, AMZN, AXP, EBAY, GDOT, GOOG, GRPN, INTU, JSD:4755, MA, PAY, V, YHOO Click here to download the report (.pdf)   Summary of Findings […]

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Green Dot Holds Prepaid Card Lead, Banks Slow to Enter Market (GDOT)

Research Question: How are sales for Green Dot and NetSpend, and what new products are emerging in the unbanked market? By: David Franklin Companies:  AXP, BAC, COF, EBAY, EEFT, GDOT, GOOG, LIN:BAZC1, MA, MGI, NTSP, TYO:3382, WMT, WU Click here to download the report (.pdf)   Summary of Findings Growing demand for prepaid cards is expected to […]

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Commercial Construction Lending Loosens Slightly in NY, TX

Research Question: Are commercial construction loans becoming more available? If yes, which market segment is benefiting? By: David Franklin Companies: BAC, JPM, WFC Click here to download the report (.pdf)   Summary of Findings Sources in the New York, Dallas, and Houston markets reported a slight improvement in the lending climate and in commercial construction. Inventory constraints […]

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Commercial Construction Flat, Funded by Nontraditional Lenders

Research Questions: Are new commercial construction projects being financed? Is the practice of “extending and pretending” still being widely used? Are commercial foreclosures increasing? By: David Franklin Companies: BAC, FNFG, JPM, MTB, SSFN, USB, WFC Click here to download the report (.pdf)   Summary of Findings Commercial construction has not increased since we last checked on the industry […]

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Feb 15 2011 Banking, Financial

Lending for Commercial Construction Mixed, Elusive

Research Question: Are lenders stepping up foreclosures on commercial construction projects, are they “extending and pretending,” or are they financing new projects? By: David Franklin Companies: BAC, C, IBKC, PEBP, TCBK, USB, WBS, WFC Click here to download the report (.pdf)   Summary of Findings Commercial real estate lending is showing early signs of improving for multifamily housing […]

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